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Introduction
“Do you want to save while you spend? Cashback credit cards can help you save up to ₹25,000 a year!”
In this blog, we’ll explore the best cashback credit cards in India for 2025, perfect for online shoppers, food lovers, and Tata brand enthusiasts. Learn about cashback rates, fee waivers, and rewards, and discover the card that fits your lifestyle.
Cash-back Comparison Table
| Card Name | Cashback Rate | Annual Fee | Fee Waiver Criteria | Best For |
|---|---|---|---|---|
| SBI Cashback Credit Card | 5% online, 1% other spends | ₹999 | Spend ₹2L annually | Online shoppers |
| HDFC Swift Credit Card | 10% food delivery, 5% dining | ₹500 | Spend ₹50K annually | Food lovers |
| Tata Neu HDFC Credit Card | 5% Tata brands, 2% other spends | ₹999 | Spend ₹1.5L annually | Tata brand loyalists |
1. SBI Cashback Credit Card
The ultimate card for online shopping enthusiasts!
Why It’s Awesome
- 5% cashback on online purchases, including Amazon, Flipkart, and Myntra—ideal for festival shopping.
- 1% cashback on groceries, utility payments, and other offline purchases.
- Automatic credit of cashback directly to your account—no hassle of point redemptions.
Key Details
- Annual Fee: ₹999 (waived if you spend ₹2,00,000 annually).
- Special Perks: Additional cashback promotions during festive seasons, fuel surcharge waivers.
Best For:
This card is a top choice for frequent online shoppers looking to maximize cashback on e-commerce platforms.
Affiliate Link: Apply Now for SBI Cashback Credit Card
2. HDFC Swift Credit Card – Foodies’ Delight
Save big on dining and food delivery services!
Why It’s Awesome
- 10% cashback on food delivery platforms like Zomato and Swiggy.
- 5% cashback on dining at partner restaurants, adding value to your meals.
- 1% cashback on all other transactions ensures you earn on every swipe.
Key Details
- Annual Fee: ₹500 (waived if you spend ₹50,000 annually).
- Special Perks: Exclusive deals at top restaurants, participation in dining festivals, and priority reservations.
Best For:
This card is a must-have for food lovers who frequently order food or dine out.
Affiliate Link: Apply Now for HDFC Swift Credit Card
3. Tata Neu HDFC Credit Card
Unlock maximum savings within the Tata ecosystem!
Why It’s Awesome
- 5% cashback (NeuCoins) on purchases at Tata brands like BigBasket, Westside, and Croma.
- 2% cashback on other spends ensures you earn rewards across categories.
- Redeem NeuCoins on Tata platforms for discounts on future purchases.
Key Details
- Annual Fee: ₹999 (waived if you spend ₹1.5 lakh annually).
- Special Perks: NeuCoins’ value doubles during exclusive redemption events.
Best For:
Loyal Tata customers who shop frequently across Tata platforms or use Tata Neu for purchases.
Affiliate Link: Apply Now for Tata Neu HDFC Credit Card
Why Choose These Cards?
- SBI Cashback Credit Card: Best cashback credit card for online shopping in India.
- HDFC Swift Credit Card: Top choice for dining and food delivery rewards.
- Tata Neu HDFC Credit Card: Perfect for Tata brand loyalists who value NeuCoins.
Conclusion
Cashback credit cards are the easiest way to save while spending. Whether you’re shopping online, enjoying a meal, or shopping with Tata brands, there’s a card tailored to your needs. Apply now to maximize your cashback and make every transaction more rewarding!
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